Financial Statements

Key financial figures for the group

	2005	2006
	€ M	€ M
Total assets	32,029	35,347
Risk assets	13,658	15,807
Shareholders’ equity	1,764	1,935
Profit /(loss) from operating activities	283	309
Net income for the period	251	241
Pre-tax return on equity (%)	17.5	16.5
Equity ratio (%)	13.4	12.3
Cost /income ratio (%)	77.5	80.2
Employees (number)	3,160	3,490

Ratings

Fitch Ratings Ltd.	Long-term	Short-term	Individual rating
	A	F1	B/C